Money Flow: Budget Tracker

In-app purchases
132 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
In-app purchases
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About this app

Money Flow is a simple budget tracker for everyday finances in Australia. Track expenses, income, category limits, shared costs and savings goals without spreadsheets or complex setup.

Plan around real routines: weekly, fortnightly or monthly budgets. Add transactions in seconds, organise them by category, and see where your money goes across groceries, rent, petrol, transport, utilities, subscriptions, eating out and holidays.

Use the app as a daily expense tracker when you want fast manual entry and a clear history. Search and filters help you find any transaction later, from a supermarket shop to a shared household cost.

Keep income and outgoings in one place. Compare what comes in with what goes out, so cash flow is easier to understand before the end of the week, fortnight or month.

Set category limits for groceries, transport, entertainment, utilities or any custom area. Check reports and charts to spot patterns early and adjust your plan while there is still time.

Create savings goals for holidays, emergency funds, home projects or large purchases. Follow progress over time and keep each goal connected to your plan.

Manage household costs together when needed. Family budget tools help partners or relatives follow shared costs, spending limits and common goals with secure cloud sync across devices.

Key features:
- Fast manual entry for expenses and income
- Weekly, fortnightly and monthly budget planning
- Category limits for everyday spending
- Searchable expense history with filters
- Reports and charts for spending patterns
- Savings goals for holidays, emergencies and big purchases
- Shared household cost tracking
- Cloud sync across devices
- Clean design for personal finance

Built for Australians who want a calm money tracker, spending tracker and family budget planner in one app. It helps with groceries, rent, petrol, subscriptions, utilities, eating out, holidays and shared costs without bank connection complexity.

If you need a practical budget app for tracking expenses, checking income, managing savings goals and planning a household budget, Money Flow keeps the process simple.

Download Money Flow and make everyday money easier to manage.
Expense tracker for income, spending limits, shared costs and savings goals.
Updated on
27 Sept 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, App activity and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

130 reviews
Mihir Naik
14 February 2026
This is the best app I used to use smart budget before but decided to test this app Then I loved it 5/5 star for such a good app
25 people found this review helpful
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Aleksey M.
18 February 2026
Thank you so much for such a high review!
Ivan Tolkachev
19 June 2024
Really awesome tool for handling the cash flow
20 people found this review helpful
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Aleksey M.
17 August 2024
Thank you!
Kairos Times
3 January 2026
5 stars. why not 6 stars?> mark the best character [youe define and cross all borders and o] dive deep and swim like fish.titanic=real,noqjs arc
13 people found this review helpful
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Aleksey M.
3 January 2026
Thank you Kairos for your review!

What's new

This update improves the shared account experience. Using a shared account is now simpler and more intuitive, making it easier to manage finances together and keep track of shared expenses.