Prosper: Personal Loans

Explore new personal loan options or manage your existing loan through the Prosper: Personal Loans App.

New to Prosper? Take two minutes to estimate your personal loan amount, interest rates, and monthly payments all without sharing your phone # or email. Like what you see? Submit your application in less than 5 minutes through the Prosper: Personal Loans App, and get ready for next-day funding(in as little as one business day if you meet required conditions). Access fixed rate, low interest personal loans from $2,000 to $50,000.

• Get an estimated loan amount and interest rate in three taps & two minutes
• Choose between a minimum 2 year term or a maximum 6 year term (1)
• Submit an application directly from your phone in less than minutes
• Annual Percentage Rate (APR) ranges from 8.99% to 35.99%, with the lowest rates for the most creditworthy borrowers
• Application got interrupted? Pick up right where you left off
• Get next-day funding in as little time as one business day if you meet required conditions
• All personal loans made by WebBank.

Already a borrower? Manage your personal loan with ease from anywhere through the Prosper: Personal Loans App. Now you can log in to your My Prosper Account easily and securely with Fingerprints or Face Recognition . Make a payment, set up automatic payments, and track the progress of your loan. All from the palm of your hand. Forget passwords & boost security. Use Face Recognition/Fingerprints to access your My Prosper Account
• Keep an eye on automatic payments or make a manual payment anytime, anywhere

(1) Personal loans through Prosper have an annual percentage rate ("APR") of 8.99% to 35.99%, terms between two and six years, and an origination fee from 1% to 9.99%. For example, a three-year $10,000 personal loan with an interest rate of 17.29% and an 8.99% origination fee results in a 24.19% APR. You would receive $9,101.00 and make 36 scheduled monthly payments of $357.97. A five-year $10,000 personal loan with an interest rate of 15.63% and an 8.99% origination fee results in a 20.02% APR. You would receive $9,101.00 and make 60 scheduled monthly payments of $241.22. Whether you are eligible for a specific APR or loan term will depend on a number of factors, including (but not limited to) your current credit rating and information you provide in your application. The lowest rates are for the most creditworthy applicants. Your actual rate may differ. Eligibility for personal loans up to $50,000 depends on a number of factors, including (but not limited to) your financial history, credit score, monthly income, and monthly expenses. Eligibility for personal loans is not guaranteed, and requires sufficient investor commitments to fund. Your monthly payment amount may be different in the final month of your loan.

Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

About Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Since then, we've facilitated over $19 billion in personal loans to more than one million people.
Through Prosper, people can invest in each other in financially and socially rewarding ways. Borrowers apply online for fixed-rate, fixed-term loans between $2,000 and $50,000. Individuals and institutions can invest in the loans and earn solid returns.