Acorns Early: Kids Money App

I-Acorns Early (eyayikade i-GoHenry) uhlelo lokusebenza lwemali oluhlakaniphile kanye nekhadi ledebithi lezingane zakho elizifundisa impilo-ntle yezezimali kanye nokubaluleka kwemali. Intsha eneminyaka engu-6-18 ingafunda ngokuhola, ukonga, kanye nokusebenzisa imali ngokuhlakanipha ngezici ezifana nesibonelelo esizenzakalelayo, uhlu lwemisebenzi, kanye nemibuzo yemfundo edlalwa ngegeyimu namavidiyo. Bese bengazijwayeza amakhono abo ezweni langempela ngekhadi labo ledebithi. Konke lokhu ngenkathi abazali bebuka futhi beqondisa ngezilawuli zabazali eziguquguqukayo.


IZICI ZOKUQALA:


- ISIBONELO ESIZENZAKALELAYO
Isibonelelo samasonto onke esizenzakalelayo sifundisa amakhono okwenza isabelomali nokuthi uma imali yabo isihambile, isihambile.


- UKONGA NOKUBEKA ISIBALO
Yenza ukonga kube umkhuba ngemigomo yokonga eholwa yingane abazali abangayivala futhi bayivule.


- UHLU LWEMISEBENZI ENGAPHAKATHI KU-APP
Fundisa amandla okuthola imali ngokuthumela imivuzo yemisebenzi eqediwe.


- IZIFUNDO EZINOBUKHULU OBUNCANE
Khulisa ulwazi lwezezimali lwengane yakho ngemisebenzi yemali engaphakathi ku-app. Ngokwesilinganiso, izingane zengeza u-30% emalini yazo eyongiwe ngenyanga yokuqala ngemva kokuqeda eyodwa.

- IKHADI LAZO LOKUKHOKHA KUSENGAPHAMBILI
Ingane yakho ingazijwayeza amakhono ayo amasha ezweni langempela ngekhadi layo ledebithi lezingane — bese ikhetha kusuka kumadizayini angaphezu kuka-45.

- UKUHAMBA NGOKUPHELA KWAMAZWE ANGAPHANDLEInto eyodwa ongakhathazeka ngayo eholidini ngokuthengiselana kwamahhala phesheya kwezilwandle.

- UKUKHISHWA KWE-ATM
Uya endaweni ethatha imali kuphela? Ingane yakho ingakhipha imali kuma-ATM.

IZICI ZABAZALI BOKUQALA:

- UKUDLULISELA OKUSHESHAYO NOKULULA
Thumela imali noma nini ngesibonelelo esihleliwe kanye nokudluliselwa okusheshayo.

- UKUKHUTHAZA IMISEBENZI YASEMISEBENZINI
Setha uhlu lwemisebenzi bese uthumela imivuzo yemisebenzi eqediwe.

- UKUBONAKALA KWEZOKUSEBENZISA IMALI
Landelela imali yengane yakho ngezaziso zesikhathi sangempela ngqo efonini yakho.

- IZILAWULO EZIGUQUGUQUKA
Khetha ukuthi nini, kuphi, nokuthi ingane yakho ichitha malini — futhi ushintshe izintandokazi zakho noma nini ngaphakathi kohlelo lokusebenza.

- NGOMNDENI WONKE
Abangani nomndeni bangathumela imali ngqo ekhadini lengane yakho ngama-Giftlinks nama-akhawunti ezihlobo.

- UKUPHA KWENZIWE KWABA LULA
Fundisa ingane yakho ukubaluleka kokusiza abanye ngeminikelo yokusiza ongayikhetha kuhlelo lokusebenza.

IBONISA IZICI EZINGEZIWE ZASEBUSHENI ESINGENA EMVA KOKUTHOLA: UZODINGA UMZALI NOMA UMQAPHELI UKUZE AKUBHALISE

- I-AKHAWUNTI EKHULA NAWE
Khulisa ukuzimela kwakho ngekhadi ledebithi elihlakaniphile kanye ne-akhawunti engaphezu kuka-13 enezici zentsha kuphela.

- HLUKANISA ISIBILI
Cela noma uthumele imali nabangani ku-Acorns Kusenesikhathi nganoma yisiphi isikhathi.

- CELA IMALI, UKHOKHELWE
Khokhelwa mathupha ngamakhodi e-QR — noma lowo muntu engasebenzisi ama-Acorns Kusenesikhathi.

- OKONGA OKWENZAYO
Beka imigomo yokonga kuhlelo lokusebenza yalezo zinto okufanele uzithenge.

- KULUNGELE UKUSEBENZA KWAKHO OKUSECALA
Thola imali ekhokhelwayo ngqo ku-akhawunti yakho nge-Direct Deposits (14+).

- EMABHAWU OKUSEBENZISA KWAKHO
Hlala wazi ngemikhuba yakho yokusebenzisa imali ngokulandelela ukuhamba kwemali yakho ngamamephu okusebenzisa imali.

ASIQALISE!
1. Bhalisa namuhla
2. Landa uhlelo lokusebenza bese ufunda ngokushesha nge-Money Missions
3. Abazali bangasetha imali, imisebenzi yasekhaya, bese bengeza imali
4. Sebenzisa ikhadi lakho uma lifika ezinsukwini ezi-5-7

AMANANI
I-Lite ($8/ngenyanga) – Qala uhambo lwemali lwezingane zakho ngohlelo lokusebenza lwe-smart money kanye nekhadi ledebithi (kufika ezinganeni ezi-4)
Igolide ($12/ngenyanga) – Wonke amathuluzi ochwepheshe okukhulisa inhlalakahle yezezimali – wena nomndeni wakho

Ukubuyekezwa kwezinkanyezi ezi-54k+ emhlabeni jikelele (i-Trustpilot, i-App Stores).

Amakhadi e-Acorns Early® akhishwa yibhange le-nbkc (1), iLungu le-FDIC (Member FDIC), ngokwelayisensi evela ku-Visa U.S.A. Inc. noma (2) i-Community Federal Savings Bank (Member FDIC), ngokwelayisensi evela ku-Mastercard International. Imigomo nemikhawulo yomnikazi wekhadi iyasebenza. Izindleko zanyanga zonke ziyasebenza kuze kukhanselwe - bheka i-Acorns.com/early ukuthola imininingwane.

Ukubhalisela i-Acorns Gold kufaka phakathi imikhiqizo yokutshalwa kwezimali etholakala kuphela ngohlelo lokusebenza oluhlukile lwe-Acorns. Izinsizakalo zokutshalwa kwezimali zinikezwa yi-Acorns Advisers, LLC, umeluleki wokutshalwa kwezimali obhalisiwe yi-SEC. Izinsizakalo zokuhweba ngezimali zinikezwa yi-Acorns Securities, LLC, uMthengisi we-Broker obhalisiwe yi-SEC, iLungu le-FINRA, i-SIPC. Ukuze uthole ulwazi olwengeziwe vakashela ku-Acorns.com. Imithetho nemibandela eyengeziwe iyasebenza.

Ukutshalwa kwezimali akunawo umshwalense we-FDIC, akuyona idiphozithi, futhi kungalahlekelwa yinani.

https://www.acorns.com/early/cardholder-terms/

Ikheli Lasekuqaleni Lama-Acorn: 5300 California Avenue, Irvine, CA 92617 USA