Yakha ingcebo yesikhathi eside nge-Betterment, uhlelo lokusebenza lokutshala imali kanye nokonga okuzenzakalelayo olwenzelwe ukukusiza ufinyelele imigomo yakho yezezimali. Kungakhathaliseki ukuthi umusha ekutshaleni imali noma ekuphatheni iphothifoliyo ehlukahlukene, i-Betterment ikunikeza amathuluzi, ukwenza ngokuzenzakalelayo, kanye namaphothifoliyo akhiwe ngochwepheshe ukuze ukhule ingcebo ngokuzethemba.
Joyina abatshalizimali abangaphezu kwe-1M abasithemba ngezimali ezingaphezu kwe-$70B. Qala namuhla ngemali encane njenge-$10 bese wakha ikusasa lakho lezezimali ngokuzethemba. I-Betterment iyipulatifomu yokuphatha imali ethembekile esebenzisa ubuchwepheshe obuzenzakalelayo ukwenza ukutshala imali nokonga kube lula futhi kuhlakaniphe.
š° Tshala imali bese wonga ngokuzethemba
- Qala ukutshala imali bese wonga ngaphandle kwebhalansi encane
- Landelela imali yakho, imali oyilondolozile, kanye nokutshalwa kwezimali kuhlelo lokusebenza olulodwa
- Phatha imigomo yezezimali yokukhula kwesikhathi esifushane neside
šµ Thola i-APY eguquguqukayo engu-3.50%* (kusukela ngomhlaka-21/9/26) nge-Betterment Cash Reserve
- Khulisa imali oyilondolozile nge-akhawunti yemali enenzuzo ephezulu
- Thola i-APY eyengeziwe engu-0.75%* ngamadiphozithi afanelekayo
- I-Cash Reserve ikuvumela ukuthi uthole inzalo ngisho nangezikhathi eziguquguqukayo ngokuphindwe ka-9 kunesilinganiso sikazwelonke.
- Vikela imali yakho efanelekile ngomshuwalense we-FDIC ofika ku-$4M ngamabhange ohlelo. Kuncike ezimweni ezithile. Funda kabanzi: betterment.com/cash-portfolio
š Amaphothifoliyo akhiwe ngochwepheshe
- Khetha kumaphothifoliyo ashibhile, ahlukahlukene emhlabeni wonke afanelana nokubekezelela kwakho ubungozi kanye nemigomo
- Hlukanisa ngama-ETF esitoko namabhondi
- Hlola amaphothifoliyo ashibhile, akhiwe ngochwepheshe njenge-Social Impact, Innovative Technology, noma i-Climate Impact
- Khetha amaphothifoliyo ebhondi kuphela njenge-Goldman Sachs Tax-Smart Bonds
- Siphatha wonke amasu okuhweba, ukulinganisa kabusha, ukutshala kabusha, kanye nentela, ngokuzenzakalelayo
š Ukutshala imali okuqondiswe nguwe
- Qala ukuhweba ngamasheya ngamanye, ama-ETF, kanye nezimali ezihlangene, konke ngeplatifomu oyethembayo.
- Tshala imali kumasheya nama-ETF ngamathuluzi e-Betterment eceleni kwakho
- Bona umthelela wakho wentela ngaphambi kokuthi uthengise
- āāHweba amasheya ayingxenye ngaphandle kwekhomishini
- Tshala imali futhi wakhe ingcebo yakho ngendlela yakho
š§ Ukuzenzakalela okuhlakaniphile nokwenza ngcono
- Ubuchwepheshe obuzenzakalelayo be-Betterment bukwenzela umsebenzi.
- Tshala kabusha ngokuzenzakalelayo ama-dividends atholakalayo bese ulinganisela kabusha iphothifoliyo yakho
- Thuthukisa ukusebenza kahle kwentela ngamathuluzi afana nokuvuna ukulahlekelwa yintela
- Yenza amadiphozithi azenzakalelayo ukuze ukhulise ukutshalwa kwezimali kwakho njalo
- Thola isiqondiso sochwepheshe kanye neseluleko
š¦ Izimali eziphansi. Amandla okukhula kwangempela.
- Gcina okuningi kwalokho okutholayo ngenkathi ukutshalwa kwezimali kwakho kukhula.
- Tshala imali ngo-$5/ngenyanga noma u-0.25% minyaka yonke ngebhalansi engu-$24K noma idiphozithi yanyanga zonke engu-$200+
- Thuthukela ku-Premium (0.65%) ukuze uthole ukufinyelela okungenamkhawulo kumeluleki we-CFPĀ®
- Ochwepheshe be-Financial PlannerĀ® abaqinisekisiwe, abakhokhelwayo, abangakaze bathunyelwe, ngemali yokuphatha ephansi kakhulu
šÆ Hlela imigomo yomhlalaphansi kanye nokonga
- Guqula ukuhlela kwezezimali kwesikhathi esizayo kube yisenzo
- Yakha ukonga komhlalaphansi ngama-IRA noma ama-akhawunti akhokhiswa intela
- Phatha ukusetshenziswa kwemali ngokuhlola okungenazinkinga, okungenazindleko
- Hlela ukukhula kwemali engenayo kanye nokonga kwesikhathi eside
- Landelela inani eliphelele, ama-akhawunti angaphandle, kanye nokusebenza kokutshalwa kwezimali
š Ngakho-ke, kungani i-Betterment?
I-Betterment ihlanganisa ukutshalwa kwezimali, i-crypto, imali, kanye nokonga kuhlelo lokusebenza olulodwa olulula ukulusebenzisa ukukusiza wakhe ingcebo ehlala njalo. Ngokuzenzakalela, amaphothifoliyo akhiwe ngochwepheshe, kanye namanani aphansi, ungatshala imali futhi wonge ngokuzethemba futhi ugxile ekukhuleni kwakho kwezezimali kalula.
Ukutshalwa kwezimali nama-Akhawunti Emali
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Okt 12, 2026