Royal Bank of Scotland

Lawula ibhange lakho. Uhlelo lwethu lokusebenza lwenza ukubhenka kwakho kwansuku zonke kube lula, kusheshe futhi kuvikeleke.

Kungani usebenzisa uhlelo lokusebenza lwe-RBS?

Phatha imali yakho kalula nangokuphephile:
• Faka isicelo sama-akhawunti amanje, okonga, engane, intsha, ahamba phambili kanye nabafundi ngokushesha. Izindlela zokufaneleka ziyasebenza.
• Bona wonke ama-akhawunti akho asebhange ngqo kusuka esikrinini sakho sasekhaya.
• Misa futhi ukhulule ikhadi lakho nganoma yisiphi isikhathi (i-Mastercard kuphela).
• Sebenzisa amabhodwe ukuze ubeke imali eceleni kwi-akhawunti yakho eyinhloko yezidingo zansuku zonke futhi uhlale ulawula ukusetshenziswa kwemali kwakho.
• Setha izigxivizo zeminwe, ukuqashelwa kwezwi noma kobuso ukuze uthole ukuphepha okungcono futhi uthumele izinkokhelo zenani eliphezulu kuhlelo lokusebenza, lungisa imikhawulo yokukhokha nokuningi. Izigxivizo zeminwe, ukuqashelwa kwezwi noma kobuso kutholakala kuphela kumadivayisi akhethiwe.

Thumela, wamukele futhi ufinyelele imali ngokushesha:
• Cela imali ngekhodi ye-QR noma isixhumanisi.

• Thumela imali ngokushesha ngohlu oluqondene nawe lwabakhokhelwayo abawuthandayo.
Hlukanisa ibhili kuze kufike ku-£500 ngokwabelana ngesixhumanisi sesicelo sokukhokha nabantu abaningi ngesikhathi esisodwa. (Ama-akhawunti wamanje afanelekile kuphela. Izicelo zokukhokha zingathunyelwa kunoma ubani one-akhawunti efanelekile nebhange lase-UK elihlanganyelayo futhi elisebenzisa ibhange eliku-inthanethi noma eleselula. Imigomo nemikhawulo yebhange ekhokhwayo ingasebenza.)
• Thola Imali ezimweni eziphuthumayo ngekhodi ehlukile ngaphandle kokusebenzisa ikhadi lakho. Ungakhipha imali efika ku-£130 njalo emahoreni angama-24 kuma-ATM ethu anophawu. Kufanele ube okungenani ne-£10 etholakalayo ku-akhawunti yakho kanye nekhadi ledebithi elisebenzayo (elikhiyiwe noma elivuliwe).

Hlala wazi ngokusetshenziswa kwemali nokulondolozwa kwakho:
• Landelela izinkokhelo zonke endaweni eyodwa.
• Gcina imali yakho eshintshiwe nge-Round Ups uma une-akhawunti yamanje efanelekile kanye ne-akhawunti yokonga yokufinyelela okusheshayo. Ama-Round Ups angenziwa kuphela ekhadini ledebithi kanye nezinkokhelo ezingenakuthintana eSterling.
• Bhajetha kalula ngokuphatha ukusetshenziswa kwemali kwakho kwanyanga zonke bese usetha izigaba.

• Vula izaziso zokusunduza ukuze waziswe lapho imali ifika noma iphuma ku-akhawunti yakho.

Thola ukwesekwa kuyo yonke imicimbi yokuphila:
• Sebenzisa imali kwamanye amazwe ngama-Euro nama-US Dollar ngaphandle kwezimali noma izindleko ngokufaka isicelo se-akhawunti yokuhamba. Kufanele ube nemali eyanele ku-akhawunti yakho yokuhamba. Ukuze ufake isicelo se-akhawunti yokuhamba, udinga i-akhawunti yamanje efanelekile futhi ube ngaphezu kweminyaka eyi-18. Kungase kube neminye imigomo nezimali.

• Thola izibuyekezo ngesikolo sakho sesikweletu kanye nokuqonda kokuthi ungasithuthukisa kanjani. Idatha yakho yesikolo sesikweletu inikezwa yi-TransUnion futhi itholakala kuphela kumakhasimende angaphezu kweminyaka eyi-18, anekheli lase-UK.

• Thola imikhiqizo nezinsizakalo zethu ezengeziwe, okuhlanganisa izimali mboleko, umshwalense wendlu nokuphila kanye nemali mboleko endaweni eyodwa.

• Landelela imigomo yakho yemali ngokushesha ngosizo lwezinhlelo zethu eziwusizo, amathuluzi namathiphu.


Ulwazi olubalulekile


Sicela uqaphele, uhlelo lokusebenza luqukethe izithombe lapho ungena ngemvume ezingase zibangele ukusabela kubantu abazwela ukukhanya. Ungazicima kudivayisi yakho ngokuvakashela imenyu yezilungiselelo kanye nemenyu yokufinyeleleka lapho uzokwazi ukuthola izilungiselelo zokulawula ukunyakaza nokubukwayo ngaphakathi kwemenyu (qaphela ukuthi lokhu akukho ngaphakathi kohlelo lwethu lokusebenza, kodwa kuzilungiselelo zedivayisi yakho uqobo).


Uhlelo lwethu lokusebenza lutholakala kumakhasimende aneminyaka eyi-11+ anenombolo yeselula yase-UK noma yamazwe ngamazwe emazweni athile. Qaphela ukuthi ezinye izici nemikhiqizo zinemikhawulo yobudala futhi zitholakala kuphela uma uneminyaka engaphezu kwengu-16 noma engu-18.

Ngokulanda lolu hlelo lokusebenza, wamukela Imigomo Nemibandela yethu, engabukwa ku-rbs.co.uk/mobileterms.

Sicela ugcine noma uphrinte ikhophi kanye neNqubomgomo Yobumfihlo yerekhodi lakho.