SoFi: Bank, Invest & Crypto

Kungani amalungu ayi-15.8M ethanda i-SoFi? Bhanga, tshala imali, futhi ube ne-crypto yakho konke kuhlelo lokusebenza olulodwa, manje nge-SoFi Coach, umhlahlandlela wakho wezezimali oqhutshwa yi-AI wamahhala.


OKUSHA! UMQEQESHI WE-SOFI: UMHLAHLANDLELA WEZEMALI OQHUTSHWA YI-AI

• Xoxa noMqeqeshi ukuze uthole ukuqonda kwezezimali okwenziwe ngezifiso, okunikezwa amandla yi-SoFi Financial Planners.

• Ukuhlaziywa okuqhutshwa yi-AI kokusebenzisa kwakho imali, isabelomali, amaphuzu esikweletu, kanye nesikweletu.


UKUBHANGELWA KWE-INTHANETHI

• Vula i-akhawunti yasebhange engenayo i-akhawunti, isevisi, noma izimali zokulungisa futhi kungekho bhalansi encane edingekayo.

• Uhlelo lokusebenza lwebhange leselula lokuthumela imali, ukudlulisa imali, ukukhokha izikweletu, nokuphatha izimali zakho.


I-AKHAWUNTI YOKUGCINA EZINZUZO EZIPHEZULU

• Ama-Savings Vaults akusiza ukuthi uhlele isikhwama sakho esiphuthumayo kanye nemigomo yokonga endaweni eyodwa.

• Ukudluliselwa okusheshayo phakathi kokuhlola nokonga ngaphandle kwemali.


THENGA, THENGISA FUTHI UBAMBISE I-CRYPTO
• Ibhange lokuqala eliqashiwe likazwelonke lapho abantu bangathenga, bathengise, futhi babambe khona i-cryptocurrency.
• Finyelela i-Bitcoin, i-Ethereum, i-Solana, kanye ne-cryptocurrencies ezingaphezu kuka-25 epulatifomu enezivikelo zebhange.


UBULUNGU BWE-SOFI PLUS PREMIUM
• I-APY engu-4.50% ekongeni okufika ku-$20,000 ngobulungu be-SoFi Plus.¹

UKUHWEBA NOKUTSHALWA KWESITOKI
• Hweba amasheya nama-ETF nge-SoFi Securities ukuze wakhe iphothifoliyo yakho yokutshalwa kwezimali (kuyasebenza ezinye izimali).
• Tshala imali kumasheya angaphansi kusukela ku-$5, noma hlola izimali zenkomba, ama-ETF, kanye nokuhweba ngezinketho (kuyasebenza imikhawulo).
• Ukutshalwa kwezimali okuzenzakalelayo, ama-akhawunti omhlalaphansi e-IRA kanye ne-Roth IRA, kanye nokuphathwa kwephothifoliyo nge-SoFi Wealth.


UHLELO LOKUSEBENZA KWESABELOMALI NOKUPHATHWA KWEMALI
• Uhlelo lokusebenza lwesabelomali ukuze ulandelele ukusetshenziswa kwemali, usethe imigomo yokonga, futhi uphathe izimali zakho usendaweni eyodwa.
• Landelela izindleko, qapha inani lakho eliphelele, futhi uphathe ama-akhawunti axhunyiwe endaweni eyodwa.

IMALI MBOLEKO NAMAMAKI ESIKWELETU
• Imali mboleko yomuntu siqu kanye nokuxhaswa kabusha kwemali mboleko yabafundi ukuze kuhlanganiswe izikweletu kanye nokuthenga okukhulu. Qinisekisa kusengaphambili ngemizuzu embalwa ngaphandle kokuthinta amaphuzu akho esikweletu.

• Ukuqapha amaphuzu esikweletu, ukufinyelela imibiko yesikweletu, kanye namathuluzi okwakha isikweletu.

Ukuze uthole ukudalulwa kumapulatifomu e-SoFi Invest vakashela i-SoFi.com/legal. Ukuze uthole uhlu oluphelele lwezimali ezihlobene ne-SoFi Invest sicela ubheke ishejuli yethu yezimali (https://www.sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf).

Uma uvula i-Akhawunti Yokonga ye-SoFi, i-SoFi Bank izovula ngokuzenzakalelayo i-Akhawunti Yokuhlola ye-SoFi egameni lakho. Bheka Isivumelwano se-Akhawunti Yokufaka Imali Yebhange le-SoFi ukuthola imininingwane.

Asikhokhisi noma iyiphi i-akhawunti, isevisi, noma izimali zokulungisa ze-SoFi Checking and Savings. Sikhokhisa izimali zokuthengiselana zokudluliselwa kwemali okuphumayo, Ukudluliselwa Okusheshayo, kanye nokudluliselwa kwemali emhlabeni jikelele. Inqubomgomo yethu yezimali ingashintsha nganoma yisiphi isikhathi. Bheka i-SoFi Bank Fee Sheet ukuthola imininingwane ku-sofi.com/legal/banking-fees/.

Imali engenayo yonyaka elinganiselwayo isekelwe ebhalansini ye-akhawunti yokonga ye-SoFi Bank engu-$20,000 futhi ithatha u-3.10% APY, ngenzalo ehlanganiswa njalo ngenyanga futhi akukho madiphozithi noma ukuhoxiswa okwengeziwe. Iphinde icabange ukuthi uthola idiphozithi eqondile efanelekile noma u-$5,000 kumadiphozithi afanelekayo njalo ezinsukwini ezingu-31 izinyanga ezingu-12 zonke. Amanani ayahlukahluka futhi angashintsha, futhi inzalo yangempela etholwayo ingahluka ngokusekelwe ezinguqukweni zebhalansi ye-akhawunti yakho kanye ne-APY esebenzayo. Inzalo etholwe ku-akhawunti yasebhange yendabuko ngokusekelwe ebhalansini yokonga engu-$20,000 kanye nesilinganiso sokonga se-FDIC esingu-0.38%, okubhekiselwe kuso ngoJulayi 20, 2026.

Lokhu kulinganiselwa kungenjongo yolwazi kuphela futhi akufanele kuthenjwe kukho njengesiqinisekiso semali engenayo yenzalo yesikhathi esizayo. Ukuze uthole imininingwane yakho yakamuva ye-APY, bheka ikhasi lemininingwane ye-APY kuhlelo lokusebenza lweselula lwe-SoFi. Bheka futhi i-sofi.com/legal/banking-rate-sheet.

I-SoFi izofanisa u-1% wokudluliselwa kwe-ACAT kwekhasimende, kuze kufike ku-$5,000,000 kwi-akhawunti yomhlalaphansi yomuntu siqu ekhona noma esanda kuvulwa ye-SoFi (IRA) noma i-akhawunti ekhokhiswa intela ye-SoFi ngesikhathi seNkathi Yokunikezwa kusukela ngoSepthemba 10 kuya kuSepthemba 30, 2026. Izimpahla ezidluliselwe kumele zikhokhwe ngaphambi kokuphela kweNkathi Yokunikezwa ukuze zifanelekele umdlalo futhi kumele zigcinwe ku-akhawunti iminyaka emihlanu. Ukuze uthole imigomo nemibandela ephelele, sicela uvakashele i-SoFi.com/ACATterms