SEE YOUR UP-TO-DATE FINANCIAL SUMMARY
-Know exactly where your money is going
-Get alerts when your credit scores change

EASILY COMPARE YOUR OFFERS
-See personalized credit card recommendations and loan offers
-Compare real insurance options
-Apply with more confidence†

CONNECT YOUR ACCOUNTS & SAVE MONEY
-Track your monthly spending
-Automatically categorize your transactions
-Build credit history with bills you already pay with Credit Spark™
-Get more value out of the cards in your wallet with Cards Optimizer

BANK ONLINE
-Open Credit Karma Money Spend and Save accounts*** in the app
-You could get access to your paycheck up to two days earlier when you set up direct deposit¹

SIMPLIFY YOUR TAXES
-Make progress on your taxes in bite-sized pieces throughout the year
-Upload a photo of your W-2 to prefill your profile info
-Get personalized recommendations on how to use your refund

Credit Karma Plus is gradually rolling out to members over the coming months. In addition to the value above, paying subscribers will also get access to features that help protect your identity, remove your personal data from the internet, lower your bills, and file your taxes with expert help.

DISCLOSURES
***Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply.

¹Early access to paycheck is compared to standard payroll electronic deposit and is dependent on and subject to payor submitting payroll information to the bank before release date. Payor may not submit paycheck early.

Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | CA loans arranged pursuant to a CA Financing Law license.

Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622.
ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Credit Karma members are shown offers with Outstanding Approval Odds† when available to them. Offers with Outstanding Approval Odds have rates that range from 5.59% APR to 35.99% APR with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.
PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 5.59% to 35.99%, monthly payments would range from $349 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,774 to $28,492

† Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.

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